National Education Servicing - Learn About Loans

Debt Management

Borrow only what you'll need. Fight the temptation to always select the maximum loan amount.
Keep a budget to track your expenses.
Keep track of how much you owe.
Make sure you know your rights and responsibilities.
Maintain a personal file and copies of all student loan documents.
Keep a written log of all telephone conversations regarding your student loans.
Write your loan account number on all correspondence.
Do not hesitate to ask questions regarding your account.
Open and read all mail you receive from National Education and any other lender/servicer you may have a loan with.
Always stay in touch with National Education (and other lenders/servicers). Update us with address, telephone, name and any other changes.

Stay current with your payments.
Make every payment on time.
Keep receipts of all payments made.
Remember, there is never a penalty for early repayment.
If you are unable to make a payment contact us ( and other lenders/servicers) immediately.
You can change your payment options or postpone payments.